Hemlo's BRF analysis

HSB Bostadsrättsförening Mörmogärdet i Skoghall

Org. no. 716451-1102 · Hammarö

Acceptable, with remarksBased on the 2024 annual report · Analysed 30 Apr 2026

Summary

HSB Bostadsrättsförening Mörmogärdet i Skoghall receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 1,041 kr per square metre per year. Higher fee per m² than 100% of associations in Hammarö. The annual fee has increased 5% over 3 years. The analysis highlights, among other things: Stor refinansieringsrisk inom kort, Mycket låg underhållsfond inför framtida behov, Ingen underhållsplan angiven.

Compared with neighbouring associations

  • Lower debt per m² than 82% of associations in Hammarö
  • Higher fee per m² than 100% of associations in Hammarö
  • Larger maintenance fund than 87% of associations in Hammarö
  • Lower equity ratio than 82% of associations in Hammarö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 041 kr/m²
+5% over 3 yr20212024
Debt/m²9 700 kr/m²
-6% over 3 yr20212024
Equity ratio15 %
-1 pp over 3 yr20212024

Association facts

Municipality
Hammarö
Built
1991
Apartments
77
Total area
6 045 m²

Identified risks

  • Significant refinancing risk in the near termCritical
  • Very low maintenance fund for future needsHigh
  • No maintenance plan specifiedHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,041 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Mörmogärdet i Skoghall a financially healthy housing cooperative?
HSB Bostadsrättsförening Mörmogärdet i Skoghall receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Bostadsrättsförening Mörmogärdet i Skoghall?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 82% of associations in Hammarö.
How high is the fee in HSB Bostadsrättsförening Mörmogärdet i Skoghall?
The annual fee is 1,041 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 3 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Mörmogärdet i Skoghall has a health score of 5 out of 10.