Hemlo's BRF analysis

HSB Brf Sutaren i Kalmar

Org. no. 732400-0749 · Kalmar

Stable associationBased on the 2025 annual report · Analysed 16 Jul 2026

Top 41% in Kalmar

Summary

HSB Brf Sutaren i Kalmar receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,808 kr per square metre and the annual fee is 706 kr per square metre per year. Smaller maintenance fund than 84% of associations in Kalmar. The annual fee has increased 17% over 2 years. The analysis highlights, among other things: Mycket låg underhållsfond inför kommande projekt, Äldre fastighet med behov av fortsatt underhåll, Räntekänslighet vid framtida finansiering av underhåll.

Compared with neighbouring associations

  • Lower debt per m² than 73% of associations in Kalmar
  • Lower fee per m² than 69% of associations in Kalmar
  • Smaller maintenance fund than 84% of associations in Kalmar
  • Lower equity ratio than 83% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²706 kr/m²
+17% over 2 yr20232025
Debt/m²2 807 kr/m²
-3% over 2 yr20232025
Equity ratio19 %
+1 pp over 2 yr20232025

Association facts

Municipality
Kalmar
Built
1961
Apartments
51
Total area
3 560 m²

Identified risks

  • Very low maintenance fund for upcoming projectsHigh
  • Older property with a need for continued maintenanceHigh
  • Interest rate sensitivity in future financing of maintenanceMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,808 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre706 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Sutaren i Kalmar a financially healthy housing cooperative?
HSB Brf Sutaren i Kalmar receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Sutaren i Kalmar?
The debt is 2,808 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 73% of associations in Kalmar.
How high is the fee in HSB Brf Sutaren i Kalmar?
The annual fee is 706 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 17% over 2 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Sutaren i Kalmar has a health score of 7 out of 10.