Hemlo's BRF analysis
Brf Spira
Org. no. 769632-3604 · Malmö
Top 22% in Malmö
Summary
Brf Spira receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,893 kr per square metre and the annual fee is 1,025 kr per square metre per year. Higher fee per m² than 80% of associations in Malmö. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid omförhandling, Stor del av lånen förfaller inom kort.
Compared with neighbouring associations
- Higher debt per m² than 77% of associations in Malmö
- Higher fee per m² than 80% of associations in Malmö
- Larger maintenance fund than 66% of associations in Malmö
- Higher equity ratio than 70% of associations in Malmö
Association facts
- Municipality
- Malmö
- Built
- 2018
- Apartments
- 106
- Total area
- 6 266 m²
Identified risks
- Very high debt per m²Critical
- Very high interest rate sensitivity at refinancingCritical
- A large portion of the loans will fall due soonHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre12,893 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,025 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Spira a financially healthy housing cooperative?
- Brf Spira receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Spira?
- The debt is 12,893 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 77% of associations in Malmö.
- How high is the fee in Brf Spira?
- The annual fee is 1,025 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Spira has a health score of 7 out of 10.