Hemlo

Hemlo's BRF analysis

HSB Brf Kaparen i Sundsvall

Org. no. 789200-2739 · Sundsvall

Acceptable, with remarksBased on the 2025 annual report · Analysed 5 Oct 2026

Summary

HSB Brf Kaparen i Sundsvall receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,808 kr per square metre and the annual fee is 1,195 kr per square metre per year. Higher fee per m² than 96% of associations in Sundsvall. The analysis highlights, among other things: Hög sannolikhet för kommande stambyte, Låg soliditet ger liten buffert vid kostnadschocker, Mycket låg underhållsfond inför framtida arbeten.

Compared with neighbouring associations

  • Higher debt per m² than 76% of associations in Sundsvall
  • Higher fee per m² than 96% of associations in Sundsvall
  • Larger maintenance fund than 65% of associations in Sundsvall
  • Lower equity ratio than 85% of associations in Sundsvall

Association facts

Municipality
Sundsvall
Built
1973
Apartments
96
Total area
6 624 m²

Identified risks

  • High likelihood of an upcoming pipe replacementCritical
  • Low equity ratio provides a small buffer when cost shocks occurHigh
  • Very low maintenance fund for future workHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre6,808 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,195 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations
Let Hemlo watch the market for you

Already have an account? Log in

Frequently asked questions

Is HSB Brf Kaparen i Sundsvall a financially healthy housing cooperative?
HSB Brf Kaparen i Sundsvall receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Kaparen i Sundsvall?
The debt is 6,808 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 76% of associations in Sundsvall.
How high is the fee in HSB Brf Kaparen i Sundsvall?
The annual fee is 1,195 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Kaparen i Sundsvall has a health score of 6 out of 10.