Hemlo's BRF analysis

Brf Sannakajen 2 i Kristinehamn

Org. no. 769637-0035 · Kristinehamn

Acceptable, with remarksBased on the 2024 annual report · Analysed 23 Jun 2026

Summary

Brf Sannakajen 2 i Kristinehamn receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 11,981 kr per square metre and the annual fee is 861 kr per square metre per year. Higher debt per m² than 100% of associations in Kristinehamn. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet i föreningens ekonomi, Mycket låg underhållsfond i förhållande till ytan.

Compared with neighbouring associations

  • Higher debt per m² than 100% of associations in Kristinehamn
  • Higher fee per m² than 71% of associations in Kristinehamn
  • Smaller maintenance fund than 90% of associations in Kristinehamn
  • Higher equity ratio than 100% of associations in Kristinehamn

Association facts

Municipality
Kristinehamn
Built
2020
Apartments
18
Total area
1 312 m²

Identified risks

  • Very high debt per sq mCritical
  • Very high interest-rate sensitivity in the association’s financesCritical
  • Very low maintenance fund in relation to the areaHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,981 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre861 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Sannakajen 2 i Kristinehamn a financially healthy housing cooperative?
Brf Sannakajen 2 i Kristinehamn receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Sannakajen 2 i Kristinehamn?
The debt is 11,981 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Kristinehamn.
How high is the fee in Brf Sannakajen 2 i Kristinehamn?
The annual fee is 861 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sannakajen 2 i Kristinehamn has a health score of 6 out of 10.