Hemlo's BRF analysis
HSB brf Bregårdstorp nr 1 i Karlskoga
Org. no. 776400-0142 · Karlskoga
Summary
HSB brf Bregårdstorp nr 1 i Karlskoga receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,290 kr per square metre and the annual fee is 964 kr per square metre per year. Higher fee per m² than 89% of associations in Karlskoga. The analysis highlights, among other things: Låg underhållsfond ger hög risk för framtida avgiftshöjningar, Trolig stambytesrisk i 1940-talshus, Svag soliditet begränsar föreningens motståndskraft.
Compared with neighbouring associations
- Lower debt per m² than 67% of associations in Karlskoga
- Higher fee per m² than 89% of associations in Karlskoga
- Lower equity ratio than 67% of associations in Karlskoga
Association facts
- Municipality
- Karlskoga
- Built
- 1942
- Apartments
- 24
- Total area
- 933 m²
Identified risks
- Low maintenance fund means high risk of future fee increasesCritical
- Likely pipe replacement risk in 1940s housesCritical
- Weak equity ratio limits the association’s resilienceHigh
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- Debt per square metre2,290 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre964 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB brf Bregårdstorp nr 1 i Karlskoga a financially healthy housing cooperative?
- HSB brf Bregårdstorp nr 1 i Karlskoga receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB brf Bregårdstorp nr 1 i Karlskoga?
- The debt is 2,290 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 67% of associations in Karlskoga.
- How high is the fee in HSB brf Bregårdstorp nr 1 i Karlskoga?
- The annual fee is 964 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Bregårdstorp nr 1 i Karlskoga has a health score of 6 out of 10.