Hemlo's BRF analysis
Brf Skapa
Org. no. 769637-8715 · Malmö
Top 47% in Malmö
Summary
Brf Skapa receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,342 kr per square metre and the annual fee is 994 kr per square metre per year. Higher debt per m² than 82% of associations in Malmö. The annual fee has increased 10% over 2 years. The analysis highlights, among other things: Mycket hög belåning per kvm, Mycket hög räntekänslighet vid räntestegring, Formell brist i föreningens regelefterlevnad.
Compared with neighbouring associations
- Higher debt per m² than 82% of associations in Malmö
- Higher fee per m² than 74% of associations in Malmö
- Larger maintenance fund than 61% of associations in Malmö
- Higher equity ratio than 73% of associations in Malmö
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Malmö
- Built
- 2021
- Apartments
- 68
- Total area
- 4 068 m²
Identified risks
- Very high loan-to-value per sq mCritical
- Very high interest rate sensitivity when interest rates riseCritical
- Formal deficiency in the association’s compliance with its rulesHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre13,342 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre994 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Skapa a financially healthy housing cooperative?
- Brf Skapa receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Skapa?
- The debt is 13,342 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Malmö.
- How high is the fee in Brf Skapa?
- The annual fee is 994 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 2 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Skapa has a health score of 6 out of 10.