Hemlo's BRF analysis

Brf Skonaren Västra Hamnen

Org. no. 769622-3044 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 5 Jul 2026

Summary

Brf Skonaren Västra Hamnen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 947 kr per square metre per year. Higher equity ratio than 97% of associations in Malmö. The annual fee has increased 23% over 2 years. The analysis highlights, among other things: Samtidig omfinansiering av hela lånestocken 2026, Mycket hög räntekänslighet vid stigande räntor, Relativt hög skuldsättning per kvadratmeter.

Compared with neighbouring associations

  • Lower debt per m² than 90% of associations in Malmö
  • Smaller maintenance fund than 63% of associations in Malmö
  • Higher equity ratio than 97% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²947 kr/m²
+23% over 2 yr20232025
Debt/m²8 779 kr/m²
-1% over 2 yr20232025
Equity ratio81 %
0 pp over 2 yr20232025

Association facts

Municipality
Malmö
Built
2012
Apartments
37
Total area
3 218 m²

Identified risks

  • Simultaneous refinancing of the entire loan portfolio in 2026Critical
  • Very high interest-rate sensitivity when interest rates riseCritical
  • Relatively high debt per square metreHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre947 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Skonaren Västra Hamnen a financially healthy housing cooperative?
Brf Skonaren Västra Hamnen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Skonaren Västra Hamnen?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Malmö.
How high is the fee in Brf Skonaren Västra Hamnen?
The annual fee is 947 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 23% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Skonaren Västra Hamnen has a health score of 6 out of 10.