Hemlo's BRF analysis
Brf Smågårde 2
Org. no. 769630-3382 · Gotland
Top 43% in Gotland
Summary
Brf Smågårde 2 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,724 kr per square metre and the annual fee is 979 kr per square metre per year. Smaller maintenance fund than 100% of associations in Gotland. The annual fee has increased 12% over 1 years. The analysis highlights, among other things: Nära refinansiering av stora lån, Hög energikostnad belastar avgiften, Underhållsfond saknas trots framtida underhållsbehov.
Compared with neighbouring associations
- Higher fee per m² than 84% of associations in Gotland
- Smaller maintenance fund than 100% of associations in Gotland
- Higher equity ratio than 81% of associations in Gotland
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Gotland
- Built
- 2015
- Apartments
- 24
- Total area
- 855 m²
Identified risks
- Near refinancing of large loansCritical
- High energy costs are burdening the service chargeHigh
- No maintenance fund exists despite future maintenance requirementsHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre3,724 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre979 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Smågårde 2 a financially healthy housing cooperative?
- Brf Smågårde 2 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Smågårde 2?
- The debt is 3,724 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in Brf Smågårde 2?
- The annual fee is 979 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 1 years.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Smågårde 2 has a health score of 7 out of 10.