Hemlo's BRF analysis

HSB Bostadsrättsförening Bjälken i Karlstad

Org. no. 773200-1255 · Karlstad

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Oct 2026

Summary

HSB Bostadsrättsförening Bjälken i Karlstad receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,637 kr per square metre and the annual fee is 933 kr per square metre per year. The annual fee has increased 21% over 2 years. The analysis highlights, among other things: Trolig stam- och VA-risk i 65-årig fastighet utan verifierat stambyte, Svag soliditet och liten ekonomisk buffert, Underhållsfonden är kraftigt underdimensionerad.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²933 kr/m²
+21% over 2 yr2023–2025
Debt/m²4 637 kr/m²
-6% over 2 yr2023–2025
Equity ratio15 %
+4 pp over 2 yr2023–2025

Association facts

Municipality
Karlstad
Built
1960
Apartments
100
Total area
5 704 m²

Identified risks

  • Likely pipe and water/sewer risk in a 65-year-old property without verified pipe replacementCritical
  • Weak equity ratio and a small financial bufferCritical
  • The maintenance fund is significantly underfundedHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre4,637 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre933 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Bjälken i Karlstad a financially healthy housing cooperative?
HSB Bostadsrättsförening Bjälken i Karlstad receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Bjälken i Karlstad?
The debt is 4,637 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Bjälken i Karlstad?
The annual fee is 933 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 21% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Bjälken i Karlstad has a health score of 5 out of 10.