Hemlo's BRF analysis
HSB Bostadsrättsförening Flyttfågeln i Umeå
Org. no. 794000-3358 · Umeå
Summary
HSB Bostadsrättsförening Flyttfågeln i Umeå receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,857 kr per square metre and the annual fee is 795 kr per square metre per year. Lower equity ratio than 100% of associations in Umeå. The analysis highlights, among other things: Mycket hög räntekänslighet kan driva upp avgiften, Stora låneförfall 2026–2027 ger refinansieringsrisk, Svag soliditet ger liten buffert mot framtida kostnadschocker.
Compared with neighbouring associations
- Lower fee per m² than 77% of associations in Umeå
- Larger maintenance fund than 77% of associations in Umeå
- Lower equity ratio than 100% of associations in Umeå
Association facts
- Municipality
- Umeå
- Built
- 1968
- Apartments
- 189
- Total area
- 14 751 m²
Identified risks
- Very high interest-rate sensitivity can drive up the fee.Critical
- Large loan maturities 2026–2027 create refinancing riskHigh
- Weak equity ratio provides a small buffer against future cost shocksHigh
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- Debt per square metre6,857 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre795 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Flyttfågeln i Umeå a financially healthy housing cooperative?
- HSB Bostadsrättsförening Flyttfågeln i Umeå receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Flyttfågeln i Umeå?
- The debt is 6,857 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB Bostadsrättsförening Flyttfågeln i Umeå?
- The annual fee is 795 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Flyttfågeln i Umeå has a health score of 5 out of 10.