Hemlo's BRF analysis

Riksbyggen Bostadsrättsförening Concordia

Org. no. 716439-5837 · Malmö

Strong associationBased on the 2024 annual report · Analysed 19 Aug 2026

Top 13% in Malmö

Summary

Riksbyggen Bostadsrättsförening Concordia receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 6,993 kr per square metre and the annual fee is 793 kr per square metre per year. Larger maintenance fund than 97% of associations in Malmö. The analysis highlights, among other things: Stor refinansieringsrisk 2025 med majoriteten av lånen, Underhållsfond kan vara otillräcklig vid större framtida projekt, Oklart stambytesläge i en 2006-fastighet.

Compared with neighbouring associations

  • Lower fee per m² than 75% of associations in Malmö
  • Larger maintenance fund than 97% of associations in Malmö
  • Higher equity ratio than 90% of associations in Malmö

Association facts

Municipality
Malmö
Built
2006
Apartments
129
Total area
11 384 m²

Identified risks

  • High refinancing risk in 2025, with the majority of the loansHigh
  • The maintenance fund may be insufficient for major future projectsMedium
  • Unclear pipe replacement status in a 2006 propertyMedium

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre6,993 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre793 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen Bostadsrättsförening Concordia a financially healthy housing cooperative?
Riksbyggen Bostadsrättsförening Concordia receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Riksbyggen Bostadsrättsförening Concordia?
The debt is 6,993 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Riksbyggen Bostadsrättsförening Concordia?
The annual fee is 793 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Bostadsrättsförening Concordia has a health score of 8 out of 10.