Hemlo's BRF analysis

HSB Bostadsrättsförening Harren 16

Org. no. 769636-9276 · Luleå

Weaknesses presentBased on the 2025 annual report · Analysed 29 Sept 2026

Summary

HSB Bostadsrättsförening Harren 16 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,084 kr per square metre and the annual fee is 767 kr per square metre per year. Higher debt per m² than 100% of associations in Luleå. The analysis highlights, among other things: Mycket hög belåning ger stor avgifts- och ränterisk, Hög räntekänslighet kan slå hårt mot avgiften, Stora lån förfaller snart och måste refinansieras.

Compared with neighbouring associations

  • Higher debt per m² than 100% of associations in Luleå
  • Smaller maintenance fund than 100% of associations in Luleå

Association facts

Municipality
Luleå
Built
1993
Apartments
72
Total area
4 718 m²

Identified risks

  • Very high leverage creates a large fee and interest-rate riskCritical
  • High interest-rate sensitivity can hit the service charge hardCritical
  • Large loans are due soon and must be refinanced.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre14,084 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre767 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Harren 16 a financially healthy housing cooperative?
HSB Bostadsrättsförening Harren 16 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Harren 16?
The debt is 14,084 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Luleå.
How high is the fee in HSB Bostadsrättsförening Harren 16?
The annual fee is 767 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Harren 16 has a health score of 4 out of 10.