Hemlo's BRF analysis

BRF Backen

Org. no. 797000-0589 · Luleå

Acceptable, with remarksBased on the 2025 annual report · Analysed 3 Jul 2026

Summary

BRF Backen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 501 kr per square metre per year. Lower fee per m² than 87% of associations in Luleå. The annual fee has increased 10% over 8 years. The analysis highlights, among other things: Trolig åldersrisk för stammarna, Avgiften har höjts tydligt under året, Låg underhållsfond i relation till fastighetens storlek.

Compared with neighbouring associations

  • Lower debt per m² than 80% of associations in Luleå
  • Lower fee per m² than 87% of associations in Luleå
  • Smaller maintenance fund than 60% of associations in Luleå
  • Higher equity ratio than 87% of associations in Luleå

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²501 kr/m²
+10% over 8 yr20172025
Debt/m²0 kr/m²
20172025
Equity ratio84 %
-3 pp over 8 yr20172025

Association facts

Municipality
Luleå
Built
1961
Apartments
47
Total area
2 863 m²

Identified risks

  • Likely age-related risk for the pipes (stammarna)High
  • The fee has been increased significantly during the year.High
  • Low maintenance fund in relation to the property’s sizeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre501 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Backen a financially healthy housing cooperative?
BRF Backen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Backen?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 80% of associations in Luleå.
How high is the fee in BRF Backen?
The annual fee is 501 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 8 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Backen has a health score of 6 out of 10.