Hemlo's BRF analysis

Bostadsrättsföreningen Varvet-Hägern i Luleå

Org. no. 769624-8413 · Luleå

Strong associationBased on the 2025 annual report · Analysed 28 Jul 2026

Top 20% in Luleå

Summary

Bostadsrättsföreningen Varvet-Hägern i Luleå receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,881 kr per square metre and the annual fee is 924 kr per square metre per year. Larger maintenance fund than 100% of associations in Luleå. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Låg underhållsreserv inför stora kommande åtgärder, Stambyte inte fullt löst – relining kan dölja framtida kostnader, Hög refinansieringsrisk inom kort horizon.

Compared with neighbouring associations

  • Higher debt per m² than 86% of associations in Luleå
  • Higher fee per m² than 86% of associations in Luleå
  • Larger maintenance fund than 100% of associations in Luleå
  • Higher equity ratio than 79% of associations in Luleå

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²924 kr/m²
+5% over 1 yr20242025
Debt/m²7 881 kr/m²
-1% over 1 yr20242025
Equity ratio61 %
+1 pp over 1 yr20242025

Association facts

Municipality
Luleå
Built
1973
Apartments
448
Total area
30 445 m²

Identified risks

  • Low maintenance reserve ahead of major upcoming measuresCritical
  • Do not replace pipes completely—relining can hide future costsHigh
  • High refinancing risk in the near termHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,881 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre924 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Varvet-Hägern i Luleå a financially healthy housing cooperative?
Bostadsrättsföreningen Varvet-Hägern i Luleå receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Varvet-Hägern i Luleå?
The debt is 7,881 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Luleå.
How high is the fee in Bostadsrättsföreningen Varvet-Hägern i Luleå?
The annual fee is 924 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Varvet-Hägern i Luleå has a health score of 8 out of 10.