Hemlo's BRF analysis

HSB Bostadsrättsförening Ibisen i Luleå

Org. no. 716415-8367 · Luleå

Strong associationBased on the 2025 annual report · Analysed 2 Aug 2026

Top 27% in Luleå

Summary

HSB Bostadsrättsförening Ibisen i Luleå receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,379 kr per square metre and the annual fee is 1,115 kr per square metre per year. Higher fee per m² than 100% of associations in Luleå. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Samtidigt förfall av hela lånestocken, Kombinationsrisk: låg underhållsreserv och nära refinansiering, Tydligt underfinansierad underhållsfond.

Compared with neighbouring associations

  • Higher fee per m² than 100% of associations in Luleå
  • Smaller maintenance fund than 69% of associations in Luleå
  • Higher equity ratio than 86% of associations in Luleå

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 115 kr/m²
+5% over 1 yr20242025
Debt/m²4 379 kr/m²
-3% over 1 yr20242025
Equity ratio64 %
0 pp over 1 yr20242025

Association facts

Municipality
Luleå
Built
1986
Apartments
27
Total area
1 253 m²

Identified risks

  • Simultaneous maturity of the entire loan portfolioCritical
  • Combination risk: low maintenance reserve and close to refinancingHigh
  • Clearly underfunded maintenance fundHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,379 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,115 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Ibisen i Luleå a financially healthy housing cooperative?
HSB Bostadsrättsförening Ibisen i Luleå receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Ibisen i Luleå?
The debt is 4,379 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Ibisen i Luleå?
The annual fee is 1,115 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Ibisen i Luleå has a health score of 8 out of 10.