Hemlo's BRF analysis

HSB Bostadsrättsförening Jakobsbergsskogen nr 2

Org. no. 769639-0447 · Karlstad

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

HSB Bostadsrättsförening Jakobsbergsskogen nr 2 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,577 kr per square metre and the annual fee is 1,121 kr per square metre per year. Higher fee per m² than 100% of associations in Karlstad. The annual fee has increased 26% over 2 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Ovanligt hög årsavgift per kvm.

Compared with neighbouring associations

  • Higher debt per m² than 95% of associations in Karlstad
  • Higher fee per m² than 100% of associations in Karlstad
  • Smaller maintenance fund than 64% of associations in Karlstad
  • Higher equity ratio than 87% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 121 kr/m²
+26% over 2 yr20232025
Debt/m²12 577 kr/m²
-2% over 2 yr20232025
Equity ratio72 %
0 pp over 2 yr20232025

Association facts

Municipality
Karlstad
Built
2022
Apartments
48
Total area
3 522 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest-rate sensitivityCritical
  • Unusually high annual fee per square metre (kvm)High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,577 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,121 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Jakobsbergsskogen nr 2 a financially healthy housing cooperative?
HSB Bostadsrättsförening Jakobsbergsskogen nr 2 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Jakobsbergsskogen nr 2?
The debt is 12,577 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 95% of associations in Karlstad.
How high is the fee in HSB Bostadsrättsförening Jakobsbergsskogen nr 2?
The annual fee is 1,121 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 26% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Jakobsbergsskogen nr 2 has a health score of 5 out of 10.