Hemlo's BRF analysis

HSB Bostadsrättsförening Karbinen i Umeå

Org. no. 794000-0909 · Umeå

Acceptable, with remarksBased on the 2025 annual report

metricPercentile.heading

  • Lower debt per m² than 61% of associations in Umeå
  • Higher fee per m² than 79% of associations in Umeå
  • Larger maintenance fund than 63% of associations in Umeå
  • Lower equity ratio than 87% of associations in Umeå

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 045 kr/m²
+3% over 1 yr20242025
Debt/m²2 879 kr/m²
-39% over 1 yr20242025
Equity ratio5 %
-1 pp over 1 yr20242025

Association facts

Municipality
Umeå
Built
1949
Apartments
71
Total area
4 107 m²

Identified risks

  • Significant refinancing risk in the near termCritical
  • Very high indebtedness combined with low equity ratioCritical
  • The fee level is already high.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre
  • Fee per square metre
  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations