Hemlo's BRF analysis
HSB Bostadsrättsförening Kuratorn i Umeå
Org. no. 716415-3541 · Umeå
Top 26% in Umeå
Summary
HSB Bostadsrättsförening Kuratorn i Umeå receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 802 kr per square metre per year. Lower debt per m² than 92% of associations in Umeå. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Samtliga lån ska refinansieras nästan samtidigt 2026, Hög räntekänslighet kan driva upp avgifterna, Stigande årsavgifter visar på pressad framtida ekonomi.
Compared with neighbouring associations
- Lower debt per m² than 92% of associations in Umeå
- Lower fee per m² than 73% of associations in Umeå
- Larger maintenance fund than 88% of associations in Umeå
- Lower equity ratio than 85% of associations in Umeå
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Umeå
- Built
- 1988
- Apartments
- 125
- Total area
- 9 773 m²
Identified risks
- All loans are to be refinanced almost simultaneously in 2026.Critical
- High interest rate sensitivity can drive up the fees.High
- Rising annual service charges indicate a strained future financial positionHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre802 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Kuratorn i Umeå a financially healthy housing cooperative?
- HSB Bostadsrättsförening Kuratorn i Umeå receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Kuratorn i Umeå?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 92% of associations in Umeå.
- How high is the fee in HSB Bostadsrättsförening Kuratorn i Umeå?
- The annual fee is 802 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Kuratorn i Umeå has a health score of 8 out of 10.