Hemlo's BRF analysis

HSB Bostadsrättsförening Krukan i Umeå

Org. no. 716415-3376 · Umeå

Acceptable, with remarksBased on the 2025 annual report

metricPercentile.heading

  • Lower fee per m² than 81% of associations in Umeå
  • Larger maintenance fund than 92% of associations in Umeå
  • Lower equity ratio than 73% of associations in Umeå

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²711 kr/m²
+6% over 1 yr20242025
Debt/m²3 100 kr/m²
+97% over 1 yr20242025
Equity ratio20 %
-4 pp over 1 yr20242025

Association facts

Municipality
Umeå
Built
1987
Apartments
130
Total area
11 778 m²

Identified risks

  • High interest-rate sensitivity may force new fee increasesCritical
  • Low maintenance fund relative to upcoming needsHigh
  • Roof renovation and other investments can put pressure on the association’s finances.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre
  • Fee per square metre
  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations