Hemlo's BRF analysis
HSB Bostadsrättsförening Krukan i Umeå
Org. no. 716415-3376 · Umeå
Summary
HSB Bostadsrättsförening Krukan i Umeå receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,105 kr per square metre and the annual fee is 711 kr per square metre per year. Larger maintenance fund than 91% of associations in Umeå. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Hög räntekänslighet kan tvinga fram nya avgiftshöjningar, Takrenovering och andra investeringar kan pressa föreningens ekonomi, Stambytesrisk i en 38 år gammal fastighet.
Compared with neighbouring associations
- Lower fee per m² than 88% of associations in Umeå
- Larger maintenance fund than 91% of associations in Umeå
- Lower equity ratio than 75% of associations in Umeå
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Umeå
- Built
- 1987
- Apartments
- 130
- Total area
- 11 778 m²
Identified risks
- High interest-rate sensitivity may force new fee increasesCritical
- Roof renovation and other investments can put pressure on the association’s finances.High
- Repalcing pipework risk in a 38-year-old propertyHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre7,105 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre711 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Krukan i Umeå a financially healthy housing cooperative?
- HSB Bostadsrättsförening Krukan i Umeå receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Krukan i Umeå?
- The debt is 7,105 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB Bostadsrättsförening Krukan i Umeå?
- The annual fee is 711 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Krukan i Umeå has a health score of 6 out of 10.