Hemlo's BRF analysis
HSB Bostadsrättsförening Lunna I Skoghall
Org. no. 773200-1586 · Karlstad
Top 16% in Karlstad
Summary
HSB Bostadsrättsförening Lunna I Skoghall receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,654 kr per square metre and the annual fee is 817 kr per square metre per year. Lower equity ratio than 89% of associations in Karlstad. The annual fee has increased 26% over 3 years. The analysis highlights, among other things: Stor refinansieringsrisk när många lån förfaller nära i tid, Stambyte saknas eller är okänt i 1950-talshus, Mycket låg underhållsfond i förhållande till fastighetens ålder.
Compared with neighbouring associations
- Higher fee per m² than 71% of associations in Karlstad
- Larger maintenance fund than 73% of associations in Karlstad
- Lower equity ratio than 89% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1955
- Apartments
- 248
- Total area
- 14 711 m²
Identified risks
- High refinancing risk when many loans mature close together in timeCritical
- The replacement of main building pipework is missing or unknown in 1950s buildingsCritical
- Very low maintenance fund relative to the property’s ageCritical
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre4,654 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre817 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Lunna I Skoghall a financially healthy housing cooperative?
- HSB Bostadsrättsförening Lunna I Skoghall receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Lunna I Skoghall?
- The debt is 4,654 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB Bostadsrättsförening Lunna I Skoghall?
- The annual fee is 817 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 26% over 3 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Lunna I Skoghall has a health score of 8 out of 10.