Hemlo's BRF analysis
Bostadsrättsföreningen Kajaken i Karlstad
Org. no. 769635-8576 · Karlstad
Summary
Bostadsrättsföreningen Kajaken i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 11,268 kr per square metre and the annual fee is 806 kr per square metre per year. Higher equity ratio than 92% of associations in Karlstad. The analysis highlights, among other things: Hög skuldsättning med mycket räntekänslig förening, Stor refinansieringsrisk när halva lånestocken förfaller kortsiktigt, Lågt underhållskapital kan tvinga fram framtida avgiftshöjningar.
Compared with neighbouring associations
- Higher debt per m² than 86% of associations in Karlstad
- Higher fee per m² than 67% of associations in Karlstad
- Smaller maintenance fund than 62% of associations in Karlstad
- Higher equity ratio than 92% of associations in Karlstad
Association facts
- Municipality
- Karlstad
- Built
- 2017
- Apartments
- 94
- Total area
- 6 289 m²
Identified risks
- High indebtedness with a highly interest-rate sensitive associationCritical
- High refinancing risk when half the loan stock matures in the short termHigh
- Low maintenance capital can force future rent increasesHigh
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- Debt per square metre11,268 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre806 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Kajaken i Karlstad a financially healthy housing cooperative?
- Bostadsrättsföreningen Kajaken i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Bostadsrättsföreningen Kajaken i Karlstad?
- The debt is 11,268 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Karlstad.
- How high is the fee in Bostadsrättsföreningen Kajaken i Karlstad?
- The annual fee is 806 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kajaken i Karlstad has a health score of 7 out of 10.