Hemlo's BRF analysis

Bostadsrättsföreningen Hyttan 3

Org. no. 769639-9141 · Karlstad

Acceptable, with remarksBased on the 2025 annual report · Analysed 12 Sept 2026

Summary

Bostadsrättsföreningen Hyttan 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,849 kr per square metre and the annual fee is 747 kr per square metre per year. Higher debt per m² than 96% of associations in Karlstad. The analysis highlights, among other things: Mycket hög belåning per kvm, Mycket hög räntekänslighet, Tom underhållsfond.

Compared with neighbouring associations

  • Higher debt per m² than 96% of associations in Karlstad
  • Smaller maintenance fund than 94% of associations in Karlstad
  • Higher equity ratio than 95% of associations in Karlstad

Association facts

Municipality
Karlstad
Built
2024
Apartments
30
Total area
2 059 m²

Identified risks

  • Very high loan-to-value per square metreCritical
  • Very high interest rate sensitivityCritical
  • Low maintenance fundHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre12,849 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre747 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Hyttan 3 a financially healthy housing cooperative?
Bostadsrättsföreningen Hyttan 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Hyttan 3?
The debt is 12,849 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 96% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Hyttan 3?
The annual fee is 747 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Hyttan 3 has a health score of 6 out of 10.