Hemlo's BRF analysis

HSB Brf Backgården 1 i Lund

Org. no. 745000-2139 · Lund

Stable associationBased on the 2025 annual report · Analysed 4 Aug 2026

Top 35% in Lund

Summary

HSB Brf Backgården 1 i Lund receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,721 kr per square metre and the annual fee is 1,122 kr per square metre per year. Higher fee per m² than 94% of associations in Lund. The annual fee has increased 12% over 2 years. The analysis highlights, among other things: Svag soliditet och begränsad finansiell buffert, Låg underhållsfond inför kommande underhåll, Hög refinansieringsrisk inom kort tid.

Compared with neighbouring associations

  • Higher fee per m² than 94% of associations in Lund
  • Lower equity ratio than 80% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 122 kr/m²
+12% over 2 yr20232025
Debt/m²5 721 kr/m²
-4% over 2 yr20232025
Equity ratio20 %
+2 pp over 2 yr20232025

Association facts

Municipality
Lund
Built
1952
Apartments
48
Total area
2 912 m²

Identified risks

  • Weak solidity and limited financial bufferHigh
  • Low maintenance fund for upcoming maintenanceHigh
  • High refinancing risk in the near termHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,721 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,122 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Backgården 1 i Lund a financially healthy housing cooperative?
HSB Brf Backgården 1 i Lund receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Backgården 1 i Lund?
The debt is 5,721 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Backgården 1 i Lund?
The annual fee is 1,122 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 2 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Backgården 1 i Lund has a health score of 7 out of 10.