Hemlo's BRF analysis
HSB brf Belgien I Gävle
Org. no. 785000-1129 · Gävle
Top 11% in Gävle
Summary
HSB brf Belgien I Gävle receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,875 kr per square metre and the annual fee is 811 kr per square metre per year. Larger maintenance fund than 70% of associations in Gävle. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Okänt stambyte i 90-årig fastighet, Svag underhållsreserv i förhållande till ålder och kommande behov, Tät förfallostruktur på lånen inom 1–2 år.
Compared with neighbouring associations
- Larger maintenance fund than 70% of associations in Gävle
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Gävle
- Built
- 1935
- Apartments
- 68
- Total area
- 3 710 m²
Identified risks
- Unknown pipe replacement in a 90-year-old propertyCritical
- Weak maintenance reserve in relation to the building’s age and upcoming needsHigh
- Tight amortisation profile on the loans within 1–2 yearsHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre2,875 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre811 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB brf Belgien I Gävle a financially healthy housing cooperative?
- HSB brf Belgien I Gävle receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB brf Belgien I Gävle?
- The debt is 2,875 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB brf Belgien I Gävle?
- The annual fee is 811 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Belgien I Gävle has a health score of 9 out of 10.