Hemlo's BRF analysis
HSB Brf Engelbrektsgårdarna i Gävle
Org. no. 785000-0410 · Gävle
Summary
HSB Brf Engelbrektsgårdarna i Gävle receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,739 kr per square metre and the annual fee is 751 kr per square metre per year. Larger maintenance fund than 76% of associations in Gävle. The annual fee has decreased 4% over 1 years. The analysis highlights, among other things: Hög sannolikhet för kommande stambyte, Stora lån ska omförhandlas inom kort, Låg soliditet ger begränsad buffert.
Compared with neighbouring associations
- Larger maintenance fund than 76% of associations in Gävle
- Lower equity ratio than 73% of associations in Gävle
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Gävle
- Built
- 1946
- Apartments
- 192
- Total area
- 9 764 m²
Identified risks
- High likelihood of an upcoming pipe replacement (stambyte)Critical
- Large loans should be renegotiated shortly.High
- Low equity ratio provides a limited bufferHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre3,739 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre751 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Brf Engelbrektsgårdarna i Gävle a financially healthy housing cooperative?
- HSB Brf Engelbrektsgårdarna i Gävle receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Brf Engelbrektsgårdarna i Gävle?
- The debt is 3,739 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB Brf Engelbrektsgårdarna i Gävle?
- The annual fee is 751 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has decreased 4% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Engelbrektsgårdarna i Gävle has a health score of 6 out of 10.