Hemlo's BRF analysis
HSB Brf Noreberg i Mora
Org. no. 784400-1052 · Mora
Summary
HSB Brf Noreberg i Mora receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 577 kr per square metre and the annual fee is 583 kr per square metre per year. The analysis highlights, among other things: Ingen underhållsfond och risk för plötsliga avgiftshöjningar, Hela lånet förfaller samtidigt och ska refinansieras, Låg avgift kan dölja framtida kostnadsökningar.
Association facts
- Municipality
- Mora
- Built
- 1962
- Apartments
- 33
- Total area
- 2 843 m²
Identified risks
- No maintenance fund and risk of sudden rent (service charge) increasesCritical
- The entire loan matures at the same time and is to be refinanced.High
- Low fees can conceal future cost increasesHigh
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- Debt per square metre577 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre583 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Brf Noreberg i Mora a financially healthy housing cooperative?
- HSB Brf Noreberg i Mora receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2023 annual report.
- How high is the debt in HSB Brf Noreberg i Mora?
- The debt is 577 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB Brf Noreberg i Mora?
- The annual fee is 583 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Noreberg i Mora has a health score of 7 out of 10.