Hemlo's BRF analysis
HSB Brf Norrmalm I Gävle
Org. no. 785000-1194 · Gävle
Top 32% in Gävle
Summary
HSB Brf Norrmalm I Gävle receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,430 kr per square metre and the annual fee is 748 kr per square metre per year. Lower debt per m² than 65% of associations in Gävle. The annual fee has increased 8% over 1 years. The analysis highlights, among other things: Hög stambytesrisk i 50-talsfastighet, Lågt underhållskapital i relation till framtida behov, Tydliga avgiftsökningar tyder på pressad kostnadsbild.
Compared with neighbouring associations
- Lower debt per m² than 65% of associations in Gävle
- Smaller maintenance fund than 62% of associations in Gävle
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Gävle
- Built
- 1951
- Apartments
- 55
- Total area
- 3 844 m²
Identified risks
- High risk of pipe replacement in a 1950s propertyCritical
- Low maintenance capital in relation to future needsHigh
- Clear fee increases suggest a strained cost pictureHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre2,430 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre748 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Brf Norrmalm I Gävle a financially healthy housing cooperative?
- HSB Brf Norrmalm I Gävle receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Brf Norrmalm I Gävle?
- The debt is 2,430 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 65% of associations in Gävle.
- How high is the fee in HSB Brf Norrmalm I Gävle?
- The annual fee is 748 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 8% over 1 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Norrmalm I Gävle has a health score of 8 out of 10.