Hemlo's BRF analysis

HSB Brf Palmkvist i Karlskrona

Org. no. 735000-2015 · Karlskrona

Strong associationBased on the 2025 annual report · Analysed 7 Oct 2026

Top 43% in Karlskrona

Summary

HSB Brf Palmkvist i Karlskrona receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,354 kr per square metre and the annual fee is 1,093 kr per square metre per year. Higher fee per m² than 92% of associations in Karlskrona. The analysis highlights, among other things: Stor refinansieringsrisk när majoriteten av lånen förfaller 2026, Underhållsfonden är låg i förhållande till ytan, Hög avgiftsnivå pressar köparens löpande boendekostnad.

Compared with neighbouring associations

  • Higher debt per m² than 69% of associations in Karlskrona
  • Higher fee per m² than 92% of associations in Karlskrona
  • Smaller maintenance fund than 92% of associations in Karlskrona

Association facts

Municipality
Karlskrona
Built
1939
Apartments
43
Total area
2 188 m²

Identified risks

  • High refinancing risk when the majority of the loans mature in 2026High
  • The maintenance fund is low relative to the area.High
  • High service charge levels are putting pressure on the purchaser’s ongoing housing costsHigh

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  • Debt per square metre4,354 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,093 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Palmkvist i Karlskrona a financially healthy housing cooperative?
HSB Brf Palmkvist i Karlskrona receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Palmkvist i Karlskrona?
The debt is 4,354 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 69% of associations in Karlskrona.
How high is the fee in HSB Brf Palmkvist i Karlskrona?
The annual fee is 1,093 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Palmkvist i Karlskrona has a health score of 8 out of 10.