Hemlo's BRF analysis

HSB Brf Pepparkvarnen i Stockholm

Org. no. 769618-1176 · Stockholm

Weaknesses presentBased on the 2025 annual report · Analysed 10 Aug 2026

Summary

HSB Brf Pepparkvarnen i Stockholm receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,032 kr per square metre and the annual fee is 1,130 kr per square metre per year. Higher fee per m² than 96% of associations in Stockholm. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Otillräcklig underhållsfond inför kommande åtgärder, Tomträtt med omförhandling nära i tid, Koncentrerad låneförfallostruktur inom kort tid.

Compared with neighbouring associations

  • Higher debt per m² than 62% of associations in Stockholm
  • Higher fee per m² than 96% of associations in Stockholm
  • Larger maintenance fund than 90% of associations in Stockholm
  • Higher equity ratio than 61% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 130 kr/m²
+2% over 1 yr2024–2025
Debt/m²7 032 kr/m²
-1% over 1 yr2024–2025
Equity ratio76 %
0 pp over 1 yr2024–2025

Association facts

Municipality
Stockholm
Built
2011
Apartments
47
Total area
3 064 m²

Identified risks

  • Insufficient maintenance fund for upcoming measuresCritical
  • Leasehold land with renegotiation close in timeHigh
  • Concentrated loan maturity structure in the short termHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,032 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,130 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Pepparkvarnen i Stockholm a financially healthy housing cooperative?
HSB Brf Pepparkvarnen i Stockholm receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Pepparkvarnen i Stockholm?
The debt is 7,032 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 62% of associations in Stockholm.
How high is the fee in HSB Brf Pepparkvarnen i Stockholm?
The annual fee is 1,130 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Pepparkvarnen i Stockholm has a health score of 4 out of 10.