Hemlo's BRF analysis

HSB Brf Psilander i Karlskrona

Org. no. 735000-2056 · Karlskrona

Strong associationBased on the 2025 annual report · Analysed 1 Jul 2026

Top 18% in Karlskrona

Summary

HSB Brf Psilander i Karlskrona receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,661 kr per square metre and the annual fee is 924 kr per square metre per year. Lower debt per m² than 76% of associations in Karlskrona. The annual fee has increased 10% over 1 years. The analysis highlights, among other things: Stor del av lånen förfaller inom kort, Avgifterna är redan på väg upp, Äldre fastighet med fortsatt underhållsbehov.

Compared with neighbouring associations

  • Lower debt per m² than 76% of associations in Karlskrona
  • Higher fee per m² than 76% of associations in Karlskrona

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²924 kr/m²
+10% over 1 yr20242025
Debt/m²2 661 kr/m²
+143% over 1 yr20242025
Equity ratio35 %
-20 pp over 1 yr20242025

Association facts

Municipality
Karlskrona
Built
1936
Apartments
27
Total area
1 213 m²

Identified risks

  • A large portion of the loans falls due soon.High
  • The service charges are already on the way upMedium
  • Older property with ongoing maintenance needsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,661 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre924 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Psilander i Karlskrona a financially healthy housing cooperative?
HSB Brf Psilander i Karlskrona receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Psilander i Karlskrona?
The debt is 2,661 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 76% of associations in Karlskrona.
How high is the fee in HSB Brf Psilander i Karlskrona?
The annual fee is 924 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Psilander i Karlskrona has a health score of 9 out of 10.