Hemlo's BRF analysis
RBF Skarahus 3
Org. no. 768400-1352 · Skara
Summary
RBF Skarahus 3 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,988 kr per square metre and the annual fee is 974 kr per square metre per year. The annual fee has increased 20% over 2 years. The analysis highlights, among other things: Svag soliditet med begränsad motståndskraft, Hög låneskuld per kvadratmeter, Begränsad underhållsfond inför framtida åtgärder.
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Skara
- Built
- 1969
- Apartments
- 108
- Total area
- 7 678 m²
Identified risks
- Weak equity ratio with limited resilienceHigh
- High loan debt per square metreHigh
- Limited maintenance fund for future measuresHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre4,988 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre974 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is RBF Skarahus 3 a financially healthy housing cooperative?
- RBF Skarahus 3 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in RBF Skarahus 3?
- The debt is 4,988 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in RBF Skarahus 3?
- The annual fee is 974 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 20% over 2 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Skarahus 3 has a health score of 9 out of 10.