Hemlo's BRF analysis
HSBs Brf Pernau I Gävle
Org. no. 785000-3281 · Gävle
Top 34% in Gävle
Summary
HSBs Brf Pernau I Gävle receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 3,482 kr per square metre and the annual fee is 778 kr per square metre per year. Larger maintenance fund than 77% of associations in Gävle. The analysis highlights, among other things: Stora lån förfaller inom kort och kan refinansieras dyrare, Lågfond ger begränsad buffert för kommande underhåll, Flera stora underhållsåtgärder ligger fortfarande framför föreningen.
Compared with neighbouring associations
- Larger maintenance fund than 77% of associations in Gävle
- Lower equity ratio than 72% of associations in Gävle
Association facts
- Municipality
- Gävle
- Built
- 1973
- Apartments
- 223
- Total area
- 14 545 m²
Identified risks
- Large loans are due soon and may be refinanced at a higher costHigh
- Low fund provides a limited buffer for upcoming maintenanceHigh
- Several major maintenance measures still lie ahead for the association.Medium
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- Debt per square metre3,482 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre778 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSBs Brf Pernau I Gävle a financially healthy housing cooperative?
- HSBs Brf Pernau I Gävle receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in HSBs Brf Pernau I Gävle?
- The debt is 3,482 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSBs Brf Pernau I Gävle?
- The annual fee is 778 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs Brf Pernau I Gävle has a health score of 8 out of 10.