Hemlo's BRF analysis

HSB Brf Hjälmen i Kalmar

Org. no. 732400-0855 · Kalmar

Strong associationBased on the 2025 annual report · Analysed 6 Aug 2026

Top 26% in Kalmar

Summary

HSB Brf Hjälmen i Kalmar receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 637 kr per square metre and the annual fee is 673 kr per square metre per year. Lower debt per m² than 91% of associations in Kalmar. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Låneförfall klustrade kring 2027 kan ge omförhandlingsrisk, Äldre fastighet med genomförd stambyte men fortsatt underhållsbehov, Pågående avgiftshöjningar tyder på fortsatt kostnadspress.

Compared with neighbouring associations

  • Lower debt per m² than 91% of associations in Kalmar
  • Lower fee per m² than 77% of associations in Kalmar
  • Larger maintenance fund than 90% of associations in Kalmar
  • Higher equity ratio than 91% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²673 kr/m²
+5% over 1 yr20242025
Debt/m²637 kr/m²
-20% over 1 yr20242025
Equity ratio73 %
+8 pp over 1 yr20242025

Association facts

Municipality
Kalmar
Built
1952
Apartments
120
Total area
6 862 m²

Identified risks

  • Loan maturities clustered around 2027 can create refinancing renegotiation riskMedium
  • Older property with completed pipe replacement but continued maintenance needsMedium
  • Ongoing increases in service charges indicate continued cost pressureMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre637 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre673 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Hjälmen i Kalmar a financially healthy housing cooperative?
HSB Brf Hjälmen i Kalmar receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Hjälmen i Kalmar?
The debt is 637 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 91% of associations in Kalmar.
How high is the fee in HSB Brf Hjälmen i Kalmar?
The annual fee is 673 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Hjälmen i Kalmar has a health score of 8 out of 10.