Hemlo's BRF analysis
Riksbyggen Bostadsrättsförening Kemisten
Org. no. 794000-1915 · Umeå
Top 49% in Umeå
Summary
Riksbyggen Bostadsrättsförening Kemisten receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,629 kr per square metre and the annual fee is 765 kr per square metre per year. Lower equity ratio than 97% of associations in Umeå. The analysis highlights, among other things: Hög stambytesrisk i 60-talsfastighet utan bekräftat genomfört stambyte, Mycket låg underhållsfond inför stora planerade åtgärder, Stor refinansieringsrisk när majoriteten av lånen förfaller 2026.
Compared with neighbouring associations
- Lower debt per m² than 85% of associations in Umeå
- Lower fee per m² than 63% of associations in Umeå
- Larger maintenance fund than 73% of associations in Umeå
- Lower equity ratio than 97% of associations in Umeå
Association facts
- Municipality
- Umeå
- Built
- 1969
- Apartments
- 235
- Total area
- 18 695 m²
Identified risks
- High risk of pipe replacement in a 1960s property without a confirmed completed pipe replacementCritical
- Very low maintenance fund ahead of major planned measuresCritical
- Significant refinancing risk when the majority of the loans mature in 2026High
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- Debt per square metre2,629 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre765 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Riksbyggen Bostadsrättsförening Kemisten a financially healthy housing cooperative?
- Riksbyggen Bostadsrättsförening Kemisten receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Riksbyggen Bostadsrättsförening Kemisten?
- The debt is 2,629 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Umeå.
- How high is the fee in Riksbyggen Bostadsrättsförening Kemisten?
- The annual fee is 765 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Bostadsrättsförening Kemisten has a health score of 7 out of 10.