Hemlo's BRF analysis
Bostadsrättsföreningen Fören
Org. no. 773200-3376 · Karlstad
Summary
Bostadsrättsföreningen Fören receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 614 kr per square metre and the annual fee is 543 kr per square metre per year. Lower debt per m² than 97% of associations in Karlstad. The analysis highlights, among other things: Tomträttsavgälden omförhandlas 2027, Koncentrerad refinansiering av hela lånet 2026, Kombinationsrisk: lånförfall och tomträtt nära varandra.
Compared with neighbouring associations
- Lower debt per m² than 97% of associations in Karlstad
- Lower fee per m² than 95% of associations in Karlstad
- Larger maintenance fund than 72% of associations in Karlstad
- Higher equity ratio than 60% of associations in Karlstad
Association facts
- Municipality
- Karlstad
- Built
- 1967
- Apartments
- 108
- Total area
- 9 774 m²
Identified risks
- The ground rent liability will be renegotiated in 2027High
- Concentrated refinancing of the entire loan in 2026High
- Combination risk: loan maturities and ground rent (tomträtt) close to each otherHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre614 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre543 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Fören a financially healthy housing cooperative?
- Bostadsrättsföreningen Fören receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Fören?
- The debt is 614 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 97% of associations in Karlstad.
- How high is the fee in Bostadsrättsföreningen Fören?
- The annual fee is 543 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Fören has a health score of 7 out of 10.