Hemlo's BRF analysis
BoKlok Travbanan
Org. no. 769638-2071 · Gävle
Summary
BoKlok Travbanan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,161 kr per square metre and the annual fee is 910 kr per square metre per year. Higher equity ratio than 92% of associations in Gävle. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög skuldsättning per kvadratmeter, Mycket hög räntekänslighet, Stor refinansieringsrisk vid samma tidpunkt.
Compared with neighbouring associations
- Higher debt per m² than 91% of associations in Gävle
- Higher fee per m² than 77% of associations in Gävle
- Smaller maintenance fund than 86% of associations in Gävle
- Higher equity ratio than 92% of associations in Gävle
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Gävle
- Built
- 2021
- Apartments
- 68
- Total area
- 4 076 m²
Identified risks
- High debt per square metreCritical
- Very high interest rate sensitivityCritical
- High refinancing risk at the same timeHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre12,161 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre910 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BoKlok Travbanan a financially healthy housing cooperative?
- BoKlok Travbanan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BoKlok Travbanan?
- The debt is 12,161 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 91% of associations in Gävle.
- How high is the fee in BoKlok Travbanan?
- The annual fee is 910 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BoKlok Travbanan has a health score of 6 out of 10.