Hemlo's BRF analysis

Bostadsrättsföreningen Af Klint

Org. no. 735000-1058 · Karlskrona

Strong associationBased on the 2024 annual report · Analysed 22 Jun 2026

Top 48% in Karlskrona

Summary

Bostadsrättsföreningen Af Klint receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,513 kr per square metre and the annual fee is 616 kr per square metre per year. Lower debt per m² than 92% of associations in Karlskrona. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Höjd avgiftsrisk vid svag fond och ökade kostnader, Låneförfall inom kort kan pressa räntenettot, Underhållsfonden är låg i förhållande till framtida behov.

Compared with neighbouring associations

  • Lower debt per m² than 92% of associations in Karlskrona
  • Lower fee per m² than 88% of associations in Karlskrona
  • Larger maintenance fund than 72% of associations in Karlskrona
  • Lower equity ratio than 65% of associations in Karlskrona

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²616 kr/m²
0% over 1 yr20232024
Debt/m²1 513 kr/m²
-4% over 1 yr20232024
Equity ratio25 %
+1 pp over 1 yr20232024

Association facts

Municipality
Karlskrona
Built
1960
Apartments
64
Total area
3 616 m²

Identified risks

  • Increased risk of fee increases with a weak reserve fund and rising costsHigh
  • Loan maturities in the near term may put pressure on the net interest income.High
  • The maintenance fund is low in relation to future needsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,513 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre616 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Af Klint a financially healthy housing cooperative?
Bostadsrättsföreningen Af Klint receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Af Klint?
The debt is 1,513 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 92% of associations in Karlskrona.
How high is the fee in Bostadsrättsföreningen Af Klint?
The annual fee is 616 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Af Klint has a health score of 8 out of 10.