Hemlo's BRF analysis

Bostadsrättsföreningen Af Klint

Org. no. 735000-1058 · Karlskrona

Strong associationBased on the 2025 annual report · Analysed 30 Sept 2026

Top 36% in Karlskrona

Summary

Bostadsrättsföreningen Af Klint receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,458 kr per square metre and the annual fee is 677 kr per square metre per year. Lower debt per m² than 92% of associations in Karlskrona. The annual fee has increased 10% over 2 years. The analysis highlights, among other things: Tydlig avgiftstrend uppåt, Hög underhållsrisk trots låg fond, Viss beroende av lokalintäkter.

Compared with neighbouring associations

  • Lower debt per m² than 92% of associations in Karlskrona
  • Lower fee per m² than 69% of associations in Karlskrona
  • Larger maintenance fund than 83% of associations in Karlskrona
  • Lower equity ratio than 69% of associations in Karlskrona

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²677 kr/m²
+10% over 2 yr2023–2025
Debt/m²1 458 kr/m²
-7% over 2 yr2023–2025
Equity ratio29 %
+5 pp over 2 yr2023–2025

Association facts

Municipality
Karlskrona
Built
1960
Apartments
57
Total area
3 616 m²

Identified risks

  • Clear upward fee trendHigh
  • High maintenance risk despite a low reserve fundHigh
  • Somewhat dependent on local rental incomeMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre1,458 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre677 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Af Klint a financially healthy housing cooperative?
Bostadsrättsföreningen Af Klint receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Af Klint?
The debt is 1,458 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 92% of associations in Karlskrona.
How high is the fee in Bostadsrättsföreningen Af Klint?
The annual fee is 677 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Af Klint has a health score of 9 out of 10.