Hemlo's BRF analysis

Bostadsrättsföreningen Sundstagårdarna

Org. no. 773200-0117 · Karlstad

Very strong associationBased on the 2025 annual report · Analysed 16 Jun 2026

Top 2% in Karlstad

Summary

Bostadsrättsföreningen Sundstagårdarna receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,591 kr per square metre and the annual fee is 768 kr per square metre per year. Smaller maintenance fund than 67% of associations in Karlstad. The annual fee has increased 8% over 1 years. The analysis highlights, among other things: Tomträtt kan driva upp avgiften över tid, Stora lån förfaller inom kort, Prisvärdheten går inte att verifiera mot jämförbara försäljningar.

Compared with neighbouring associations

  • Higher fee per m² than 63% of associations in Karlstad
  • Smaller maintenance fund than 67% of associations in Karlstad
  • Lower equity ratio than 66% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²768 kr/m²
+8% over 1 yr20242025
Debt/m²2 591 kr/m²
0% over 1 yr20242025
Equity ratio26 %
+5 pp over 3 yr20222025

Association facts

Municipality
Karlstad

Identified risks

  • Ground lease (tomträtt) can drive up the fee over timeHigh
  • Large loans due soonHigh
  • Affordability cannot be verified against comparable sales.Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,591 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre768 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Sundstagårdarna a financially healthy housing cooperative?
Bostadsrättsföreningen Sundstagårdarna receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Sundstagårdarna?
The debt is 2,591 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Sundstagårdarna?
The annual fee is 768 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 8% over 1 years.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Sundstagårdarna has a health score of 10 out of 10.