Hemlo's BRF analysis

Bostadsrättsföreningen Glasberget i Karlstad

Org. no. 716411-3065 · Karlstad

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

Bostadsrättsföreningen Glasberget i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,144 kr per square metre and the annual fee is 880 kr per square metre per year. Higher fee per m² than 83% of associations in Karlstad. The annual fee has increased 9% over 2 years. The analysis highlights, among other things: Stort stambytesbehov kan vara nära, Skuldsatt förening med låg buffert, Flera lån förfaller inom kort tid.

Compared with neighbouring associations

  • Higher debt per m² than 62% of associations in Karlstad
  • Higher fee per m² than 83% of associations in Karlstad
  • Larger maintenance fund than 65% of associations in Karlstad
  • Lower equity ratio than 81% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²880 kr/m²
+9% over 2 yr20232025
Debt/m²6 145 kr/m²
-4% over 2 yr20232025
Equity ratio20 %
+2 pp over 2 yr20232025

Association facts

Municipality
Karlstad
Built
1952
Apartments
55
Total area
4 168 m²

Identified risks

  • High need for major pipe replacement may be close byCritical
  • Debt-laden association with a low reserve fundHigh
  • Several loans will fall due within a short timeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,144 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre880 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Glasberget i Karlstad a financially healthy housing cooperative?
Bostadsrättsföreningen Glasberget i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Glasberget i Karlstad?
The debt is 6,144 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 62% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Glasberget i Karlstad?
The annual fee is 880 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Glasberget i Karlstad has a health score of 6 out of 10.