Hemlo's BRF analysis

Bostadsrättsföreningen Gullberna Park

Org. no. 769626-7892 · Karlskrona

Acceptable, with remarksBased on the 2025 annual report · Analysed 19 Sept 2026

Summary

Bostadsrättsföreningen Gullberna Park receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,085 kr per square metre and the annual fee is 527 kr per square metre per year. Lower fee per m² than 100% of associations in Karlskrona. The analysis highlights, among other things: Mycket låg avgift kan dölja framtida avgiftsschock, Mycket hög räntekänslighet pressar föreningens ekonomi, Lånen förfaller samlat inom kort.

Compared with neighbouring associations

  • Higher debt per m² than 92% of associations in Karlskrona
  • Lower fee per m² than 100% of associations in Karlskrona
  • Smaller maintenance fund than 92% of associations in Karlskrona
  • Higher equity ratio than 75% of associations in Karlskrona

Association facts

Municipality
Karlskrona
Built
2015
Apartments
8
Total area
856 m²

Identified risks

  • Very low service charges can mask future charge shocksCritical
  • Very high interest-rate sensitivity is putting pressure on the association’s financesHigh
  • The loans will fall due in a lump sum shortlyHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,085 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre527 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Gullberna Park a financially healthy housing cooperative?
Bostadsrättsföreningen Gullberna Park receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Gullberna Park?
The debt is 9,085 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 92% of associations in Karlskrona.
How high is the fee in Bostadsrättsföreningen Gullberna Park?
The annual fee is 527 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Gullberna Park has a health score of 6 out of 10.