Hemlo's BRF analysis

Bostadsrättsföreningen Hybelejen 4

Org. no. 716451-1185 · Karlstad

Acceptable, with remarksBased on the 2024 annual report · Analysed 15 Apr 2026

Summary

Bostadsrättsföreningen Hybelejen 4 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 636 kr per square metre per year. Lower debt per m² than 85% of associations in Karlstad. The annual fee has increased 9% over 2 years. The analysis highlights, among other things: Hög refinansieringsrisk när alla lån förfaller nära i tid, Stambyte kan vara nära eller oklart genomfört, Avgifterna kan behöva höjas när ränteläget slår igenom.

Compared with neighbouring associations

  • Lower debt per m² than 85% of associations in Karlstad
  • Lower fee per m² than 78% of associations in Karlstad
  • Higher equity ratio than 60% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²636 kr/m²
+9% over 2 yr20222024
Debt/m²7 328 kr/m²
-14% over 2 yr20222024
Equity ratio55 %
+4 pp over 2 yr20222024

Association facts

Municipality
Karlstad
Built
1929
Apartments
62
Total area
6 312 m²

Identified risks

  • High refinancing risk when all loans mature close together in timeCritical
  • Stambyte may be close or unclear how it was carried outCritical
  • Service charges may need to be increased when the interest rate level feeds through.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre636 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Hybelejen 4 a financially healthy housing cooperative?
Bostadsrättsföreningen Hybelejen 4 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Hybelejen 4?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Hybelejen 4?
The annual fee is 636 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Hybelejen 4 has a health score of 5 out of 10.