Hemlo's BRF analysis
Bostadsrättsföreningen Licentiaten 3
Org. no. 769637-4102 · Umeå
Top 31% in Umeå
Summary
Bostadsrättsföreningen Licentiaten 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,340 kr per square metre and the annual fee is 604 kr per square metre per year. Lower fee per m² than 95% of associations in Umeå. The analysis highlights, among other things: Lånen förfaller koncentrerat och behöver refinansieras snart, Mycket liten underhållsfond ökar risken för framtida avgiftschock, Avgifterna har höjts kraftigt på kort tid.
Compared with neighbouring associations
- Lower fee per m² than 95% of associations in Umeå
- Smaller maintenance fund than 93% of associations in Umeå
- Higher equity ratio than 80% of associations in Umeå
Association facts
- Municipality
- Umeå
- Apartments
- 14
- Total area
- 1 792 m²
Identified risks
- The loans are due in a concentrated manner and need to be refinanced soon.High
- Very small maintenance fund increases the risk of future fee shocksHigh
- The fees have been increased sharply in a short space of timeHigh
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- Debt per square metre8,340 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre604 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Licentiaten 3 a financially healthy housing cooperative?
- Bostadsrättsföreningen Licentiaten 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Licentiaten 3?
- The debt is 8,340 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in Bostadsrättsföreningen Licentiaten 3?
- The annual fee is 604 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Licentiaten 3 has a health score of 8 out of 10.