Hemlo's BRF analysis
Bostadsrättsföreningen Matrosen
Org. no. 769632-0055 · Luleå
Summary
Bostadsrättsföreningen Matrosen receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,518 kr per square metre and the annual fee is 877 kr per square metre per year. Higher debt per m² than 100% of associations in Luleå. The annual fee has increased 9% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvadratmeter, Mycket svag underhållsreserv, Mycket hög räntekänslighet.
Compared with neighbouring associations
- Higher debt per m² than 100% of associations in Luleå
- Higher fee per m² than 71% of associations in Luleå
- Smaller maintenance fund than 85% of associations in Luleå
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Luleå
- Built
- 1964
- Apartments
- 169
- Total area
- 11 797 m²
Identified risks
- Very high debt per square metreCritical
- Very weak maintenance reserveCritical
- Very high interest-rate sensitivityCritical
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre11,518 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre877 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Matrosen a financially healthy housing cooperative?
- Bostadsrättsföreningen Matrosen receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Matrosen?
- The debt is 11,518 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Luleå.
- How high is the fee in Bostadsrättsföreningen Matrosen?
- The annual fee is 877 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 1 years.
- What does Hemlo grade F mean?
- Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Matrosen has a health score of 3 out of 10.