Hemlo's BRF analysis
BOSTADSRÄTTSFÖRENINGEN SKÄRGÅRDARNA
Org. no. 716415-8425 · Luleå
Summary
BOSTADSRÄTTSFÖRENINGEN SKÄRGÅRDARNA receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 5,194 kr per square metre and the annual fee is 835 kr per square metre per year. Lower equity ratio than 86% of associations in Luleå. The analysis highlights, among other things: Tomträtt som ska omförhandlas omedelbart, Låg soliditet ger liten ekonomisk buffert, Räntekänslighet kan pressa avgiften vid högre räntor.
Compared with neighbouring associations
- Higher debt per m² than 71% of associations in Luleå
- Lower equity ratio than 86% of associations in Luleå
Association facts
- Municipality
- Luleå
- Apartments
- 12
- Total area
- 910 m²
Identified risks
- Ground lease to be renegotiated immediatelyCritical
- Low equity ratio provides a small financial bufferHigh
- Interest rate sensitivity can put pressure on the service charge at higher interest ratesHigh
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- Debt per square metre5,194 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre835 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BOSTADSRÄTTSFÖRENINGEN SKÄRGÅRDARNA a financially healthy housing cooperative?
- BOSTADSRÄTTSFÖRENINGEN SKÄRGÅRDARNA receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in BOSTADSRÄTTSFÖRENINGEN SKÄRGÅRDARNA?
- The debt is 5,194 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 71% of associations in Luleå.
- How high is the fee in BOSTADSRÄTTSFÖRENINGEN SKÄRGÅRDARNA?
- The annual fee is 835 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BOSTADSRÄTTSFÖRENINGEN SKÄRGÅRDARNA has a health score of 7 out of 10.