Hemlo's BRF analysis
Bostadsrättsföreningen Slöjan 4
Org. no. 769620-6627 · Umeå
Summary
Bostadsrättsföreningen Slöjan 4 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,697 kr per square metre and the annual fee is 949 kr per square metre per year. Higher debt per m² than 84% of associations in Umeå. The analysis highlights, among other things: Hög skuldsättning i kombination med stor räntekänslighet, Låg underhållsfond kan tvinga fram framtida uttaxering, Refinansiering av hela lånestocken under 2026.
Compared with neighbouring associations
- Higher debt per m² than 84% of associations in Umeå
- Higher fee per m² than 69% of associations in Umeå
Association facts
- Municipality
- Umeå
- Built
- 2011
- Apartments
- 29
- Total area
- 2 641 m²
Identified risks
- High indebtedness in combination with high interest rate sensitivityCritical
- Low maintenance fund levels may force future special levies (uttaxering).High
- Refinancing the entire loan portfolio during 2026High
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- Debt per square metre11,697 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre949 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Slöjan 4 a financially healthy housing cooperative?
- Bostadsrättsföreningen Slöjan 4 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Slöjan 4?
- The debt is 11,697 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 84% of associations in Umeå.
- How high is the fee in Bostadsrättsföreningen Slöjan 4?
- The annual fee is 949 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Slöjan 4 has a health score of 5 out of 10.