Hemlo's BRF analysis
BRF Polarräven i Umeå
Org. no. 769631-5683 · Umeå
Summary
BRF Polarräven i Umeå receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 1,142 kr per square metre per year. Higher fee per m² than 100% of associations in Umeå. The analysis highlights, among other things: Hög refinansieringsrisk när alla lån förfaller samtidigt, Avgiftsnivån är redan mycket hög och har ökat kraftigt, Byggnad från 1956 med oklar stambytesstatus.
Compared with neighbouring associations
- Lower debt per m² than 93% of associations in Umeå
- Higher fee per m² than 100% of associations in Umeå
- Smaller maintenance fund than 100% of associations in Umeå
- Higher equity ratio than 88% of associations in Umeå
Association facts
- Municipality
- Umeå
- Built
- 1956
- Apartments
- 16
- Total area
- 1 008 m²
Identified risks
- High refinancing risk when all loans mature at the same timeCritical
- The fee level is already very high and has increased significantly.High
- Building from 1956 with unclear pipe replacement statusHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,142 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF Polarräven i Umeå a financially healthy housing cooperative?
- BRF Polarräven i Umeå receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in BRF Polarräven i Umeå?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 93% of associations in Umeå.
- How high is the fee in BRF Polarräven i Umeå?
- The annual fee is 1,142 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Polarräven i Umeå has a health score of 6 out of 10.