Hemlo's BRF analysis

Brf Sola

Org. no. 769636-5274 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 12 Aug 2026

Summary

Brf Sola receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,182 kr per square metre and the annual fee is 933 kr per square metre per year. Higher debt per m² than 90% of associations in Malmö. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Underhållsplan saknas trots att den behövs för långsiktig styrning, Mycket låg underhållsfond ger svag ekonomisk buffert.

Compared with neighbouring associations

  • Higher debt per m² than 90% of associations in Malmö
  • Smaller maintenance fund than 84% of associations in Malmö
  • Higher equity ratio than 86% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²933 kr/m²
-1% over 1 yr20242025
Debt/m²14 182 kr/m²
0% over 1 yr20242025
Equity ratio74 %
0 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
2020
Apartments
93
Total area
5 885 m²

Identified risks

  • Very high interest-rate sensitivity can force fee increasesCritical
  • Maintenance plan is missing despite it being needed for long-term controlHigh
  • Very low maintenance fund provides a weak financial bufferHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre14,182 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre933 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Sola a financially healthy housing cooperative?
Brf Sola receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Sola?
The debt is 14,182 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 90% of associations in Malmö.
How high is the fee in Brf Sola?
The annual fee is 933 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sola has a health score of 6 out of 10.