Hemlo's BRF analysis

Brf Stapeltorget

Org. no. 785000-2341 · Gävle

Strong associationBased on the 2025 annual report · Analysed 30 May 2026

Top 14% in Gävle

Summary

Brf Stapeltorget receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,547 kr per square metre and the annual fee is 731 kr per square metre per year. Lower equity ratio than 70% of associations in Gävle. The analysis highlights, among other things: Stor refinansieringsrisk under 2026, Oklar stambytestatus i mycket gammal fastighet, Underhållsfonden är svag i förhållande till framtida behov.

Compared with neighbouring associations

  • Lower equity ratio than 70% of associations in Gävle

Association facts

Municipality
Gävle
Built
1900
Apartments
24
Total area
1 361 m²

Identified risks

  • High refinancing risk during 2026Critical
  • Unclear pipe replacement status in a very old propertyCritical
  • The maintenance fund is weak in relation to future needs.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,547 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre731 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Stapeltorget a financially healthy housing cooperative?
Brf Stapeltorget receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Stapeltorget?
The debt is 3,547 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Stapeltorget?
The annual fee is 731 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Stapeltorget has a health score of 9 out of 10.