Hemlo's BRF analysis

Brf Stocken

Org. no. 785000-2408 · Gävle

Strong associationBased on the 2025 annual report · Analysed 22 Jun 2026

Top 44% in Gävle

Summary

Brf Stocken receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,520 kr per square metre and the annual fee is 728 kr per square metre per year. Lower equity ratio than 80% of associations in Gävle. The annual fee has increased 9% over 2 years. The analysis highlights, among other things: Okänt stambyte i 1960-talsfastighet, Mycket låg soliditet och hög skuldsättning, Mycket låg underhållsfond inför stora framtida åtgärder.

Compared with neighbouring associations

  • Lower debt per m² than 64% of associations in Gävle
  • Lower fee per m² than 60% of associations in Gävle
  • Smaller maintenance fund than 79% of associations in Gävle
  • Lower equity ratio than 80% of associations in Gävle

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²728 kr/m²
+9% over 2 yr20232025
Debt/m²2 520 kr/m²
-4% over 2 yr20232025
Equity ratio5 %
+6 pp over 2 yr20232025

Association facts

Municipality
Gävle
Built
1962
Apartments
56
Total area
3 300 m²

Identified risks

  • Unknown pipe replacement in a 1960s propertyCritical
  • Very low equity ratio and high indebtednessCritical
  • Very low maintenance fund ahead of major future measuresHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,520 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre728 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Stocken a financially healthy housing cooperative?
Brf Stocken receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Stocken?
The debt is 2,520 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 64% of associations in Gävle.
How high is the fee in Brf Stocken?
The annual fee is 728 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Stocken has a health score of 8 out of 10.